In 1995, at age 56, Ray retired from full-time work . This is his advice about personal finance. It was written for his nieces and nephews at the request of his brother.
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Finance – Chapter 1, Introduction
Jay Huebner will have to take some of the blame for these papers, he suggested that I provide his children some written guidance on "how to invest money." After thinking about it for a while, I have decided that I would provide some written guidance, but the audience I aim…
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Finance – Chapter 3, Odds and Ends
Good health is an asset. Good health is the most important financial asset you can possess. If there is a simple guide for good health, it must be Exercise and Moderation. You need to exercise and you need to be moderate in your behavior. However if you would like to…
In "Finance"
Finance – Chapter 2, Investing
When our parents were killed in a traffic accident in 1956, Jay and I were 16. The other vehicle was clearly at fault and had a significant insurance policy. The result was that although our parents were not very well off financially, there was enough money for "us kids" to…
In "Finance"
